We dreamed of this scenario and Mudhal was born. Our vision is to see Mudhal as an engine for the alleviation of poverty by facilitating access to credit for millions of micro enterprises thereby promoting prosperity. To transform this dream into reality, we now have a model to increase the outreach of Microfinance in a cost effective manner without a brick and mortar structure. Our model strives to blend the strength of the NGOs in social mobilization with the financial strength of the social investors and financial institutions to promote financial inclusion and empowerment of the bottom quartile of the population using technology in a big way. At Mudhal our dream is to make it possible for the small to realize their big dreams.